Mercy Medical Center North Iowa

Benefits

MERCY MEDICAL CENTER – NORTH IOWA 

Summary of Benefits
(Effective 01/01/15)

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BENEFIT

WHO PAYS

ELIGIBILITY

PROVISIONS

FLEXIBLE BENEFITS PROGRAM

The Mercy Medical Center - North Iowa (MMCNI) basic benefits package is provided as a flexible benefits program to full-time and part-time colleagues with a budgeted work schedule of 32 hours per pay period or more. With the flexible benefits design, colleagues are provided the opportunity to select benefits and coverage’s (medical, dental, life, etc.) that meet their individual and family needs.


Medical/Pharmacy 

The cost is shared by MMCNI and  colleague  

First of the month following 30 days of employment  for regular full-time and part-time benefit eligible colleagues

Participation in one of the three plans is offered:  
• Traditional PPO
• Health Savings PPO
• Essential PPO

Discount offered when you use MMCNI pharmacies and Mercy Home Therapy Shoppe.


Dental 

The cost is shared by MMCNI and  colleague 

First of the month following 30 days of employment  for regular full-time and part-time benefit eligible colleagues

MMCNI provides coverage under two different dental plans. You may elect to participate in one of the following plans:
• Delta Dental Premier High Plan
• Delta Dental Premier Standard Plan


Vision

Colleague pre-tax salary reduction

First of the month following 30 days of employment  for regular full-time and part-time benefit eligible colleagues

MMCNI provides coverage under two different vision care plans. You may elect to participate in one of the following plans:
• UnitedHealthcare High Plan
• UnitedHealthcare Standard Plan


Health Care Reimbursement Account

Colleague pre-tax salary reduction

First of the month following 30 days of employment  for regular full-time and part-time benefit eligible colleagues

Pre-tax salary reductions to reimburse eligible medical, dental and vision expenses. Colleague may elect to contribute pre-tax dollars each pay period up to a maximum of $2,500 annually.


Dependent Care Reimbursement Account

Colleague pre-tax salary reduction

First of the month following 30 days of employment  for regular full-time and part-time benefit eligible colleagues

Pre-tax salary reductions to reimburse colleague for eligible dependent care expenses. Colleague may elect to contribute pre-tax dollars to the account each pay period to a maximum of $5,000 annually.


Basic Life Insurance, Accidental Death/ Dismemberment (AD&D)

MMCNI

First of the month following 30 days of employment  for regular full-time and part-time benefit eligible colleagues

MMCNI provides Basic life coverage equal to 1x the colleagues' base annual salary for both basic and accidental death and dismemberment insurance (AD&D).


Colleague Supplemental Life, Spouse and Dependent Life

Colleague after-tax for supplemental life, after-tax salary reduction for spouse and dependent life

First of the month following 30 days of employment  for regular full-time and part-time benefit eligible colleagues

Colleague may elect to purchase additional supplemental life & AD & D insurance up to 8x colleagues' annual base salary, subject to plan maximums and medical evidence of insurability requirements. Colleagues may also elect to purchase spouse & dependent life insurance from a number of options.


Group Legal Plan

Colleague after-tax salary reduction

First of the month following 30 days of employment  for regular full-time and part-time benefit eligible colleagues

The Group Legal Plan, sponsored by Hyatt Legal Plans, provides coverage for legal advice and assistance for most personal legal matters (employment and business-related matters are excluded from coverage). The Plan does not impose waiting periods or co-payment requirements.

 

    BENEFITS

WHO PAYS

ELIBILIGITY

PROVISIONS

Short-term Disability (STD)

MMCNI

First of the month following 30 days of employment  for regular full-time colleagues

After a seven day waiting period, payment of 60 percent base weekly wage for sickness or accident. PTO hours must be used to satisfy a waiting period and may be used to supplement STD benefits up to 100 percent base weekly wage.


Long-term Disability (LTD)

MMCNI

First of the month following 30 days of employment  for regular full-time and part-time benefit eligible colleagues

After 180 days or exhaustion of short-term disability benefits, payment of 60 percent of base monthly wage to a maximum of $10,000 per month. Employee option to buy up to 66 2/3%. Benefits are payable to age 65 or longer, depending upon your age at time of disability.


Paid Time Off (PTO)

MMCNI

Date of hire regular full-time and part-time colleagues

Paid Time Off (PTO) combines vacation, personal and sick days into a single time off benefit bank for use as PTO. You earn PTO on the basis of length of active service and hours worked.

Annually accrue PTO according to the following schedule:

Colleague PTO Accrual Schedule
Length of ServicePTO Accrual Per HourMaximum Hours
Allowed in PTO Bank
.058577 168
1 to 4 YOS  .072034  204
5 to 9 YOS .085837   240
10 to 14 YOS .100  276
15+ YOS .114537    312


Holidays

MMCNI

Date of hire regular full-time and part-time colleagues

Six (6) paid holidays per year: New Years Day, Memorial Day, Fourth of July, Labor Day, Thanksgiving, and Christmas. Holidays for part-time colleagues are prorated.


Float Day

MMCNI

Date of hire regular full-time and part-time colleagues

One Float day per year may be used to take time away from work with your manager’s prior approval.  This is a “use or lose” benefit.  Prorated for part-time & modified full-time colleagues based on colleagues budgeted hours.


Tuition Reimbursement

MMCNI

After six (6) months employment for full-time and part-time colleagues

Educational assistance is available to any colleague working a minimum of thirty-two (32) hours per pay period and employed at least six months. Budgeted dollars available for reimbursement may vary from year-to-year. 

Educational Loan – Educational assistance is available to any colleague meeting the requirements for an educational loan. To be eligible, the colleague’s anticipated degree must be in a program specifically identified through the annual human resources planning process.


Bereavement

MMCNI

Date of hire

Receive up to 3 days of paid compassionate leave for an immediate family member.


Jury Duty 

MMCNI

Date of hire

Jury duty pay will be calculated at your current rate of pay, excluding shift and weekend differentials.


Adoption Assistance

MMCNI

First of the month following 30 days of hire for regular full-time and part-time colleagues

The plan will reimburse the colleagues up to $4,000 per child for eligible expenses that are incurred during the adoption process (This amount is capped at $4,000 per child, even if both parents are employed at Mercy.)  Payment of the adoption claim(s) is made after the child has been lawfully placed in the colleagues' home and documentation has been submitted to Human Resources.


My Voluntary Options

Colleague after-tax salary reduction

First of the month following 30 days of hire for regular full-time and part-time colleagues

In addition to the flexible benefits MMCNI offers a comprehensive voluntary benefits plan. This is an optional benefit plan that is paid through colleagues' bi-weekly payroll deductions. Benefits Options:
• Critical Illness Insurance
• Cancer Insurance
• Auto/Homeowners Insurance
• Pet Insurance
• Long Term Care Insurance
• Accidental Death & Dismemberment Insurance

RETIREMENT BENEFITS

BENEFIT

WHO PAYS

ELIGIBILITY

PROVISIONS

CHE Trinity Health 403(b) Retirement Savings Plan

 

Trinity Health

Date of Hire

Employer Core Contribution – If eligible, you will receive the greater of 3 percent of your retirement program pay or the minimum core contribution ($1,200.00) deposited to your Transamerica account (pro-rated for part-time colleagues).


 

Colleague pre-tax contribution

Date of Hire

Service-Based Matching Contribution - Colleague may participate in a voluntary pre-tax contribution up to the annual IRS limit. For contributions you make to your 403(b) retirement savings plan up to 6 percent of your retirement program pay, you will receive an employer service-based matching contribution, which is based on your benefit service years.  
 

Employer Service-based Match You will be vested in the CHE Trinity Health 403(b) Retirement Savings Plan employer core and service-based matching contribution after you have completed three years of vesting service (1,000 or more hours earned in a calendar year) or reached age 65 while actively employed at any CHE Trinity Health entity.

ADDITIONAL BENEFITS

EAP Program
Health & Wellness Program

 

Date of Hire

EAP is available to any full-time, part-time or contingent Mercy colleague and immediate family members. It's confidential and it's FREE!  Colleagues may participate in Live Your Whole Life Wellness program offered through Mercy & Trinity Health. Participate in community Blue Zone health & wellness program. See Mercy Club listing for discounts promoting fitness, health & wellness.


Concierge Benefits

 

Date of Hire

We know that time is at a premium; we have busy, full lives, managing home, work and our extended families.  Let Mercy's Concierge Benefits Program work for you.  These services will help to make life easier and give you more time to do what matters to you!


Mercy Club

 

Date of Hire

CHE Trinity Health & Mercy have partnered with several national corporations and local businesses to offer product/service discounts to our colleagues (see Mercy Club listing located on Intranet/Human Resources).


Mercy Gift Shop (East Campus) & Phoenix Store

 

Colleagues & Community

Visit Mercy Auxiliary's gift shop (1st Floor East Campus) and Phoenix Store in Willowbrook Mall.  Flowers, gifts, clothing, magazines, greeting cards & much more!

This is not intended to be a complete description of your benefits. For a complete description of your benefits, refer to the Summary Plan Descriptions. The legal documents governing the plans will prevail if there are any inconsistencies or inaccuracies in this material. 

To see complete Medical, Dental, Vision & Life Insurance Summary Plan Descriptions log into:  
http://mybenefits.trinity-health.org/mercy-medical-center-north-iowa-mason-city